Phone: +1 (302) 217-6269

Finance Craft

Know exactly where you make and lose money. Reporting, budgets and cash-flow forecasts, on top of the accounting software you already have.

  • Works on top of any accounting software
  • Unlimited users
  • Built by former finance directors
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Finance Craft dashboard showing monthly net sales, EBITDA and sales against budget

Sounds familiar?

  • The figures arrive three weeks after the month closes.
  • Group consolidation is done in Excel, by a single person.
  • You know your turnover, but not which location or project is losing money.
  • The budget is made once a year, and then nobody looks at it again.
  • The bank or investors ask for reports you rebuild every time.
  • The accounts are right for the tax office, but they don't tell you how the business is doing.

Reporting and analysisYour management report, ready when the month closes

P&L, balance sheet, cash flow and budget against actuals, with profit for every location, project, client or department.

Indirect costs are allocated by clear rules, the same every month, and the reports read easily even if you are not a finance expert.

  • Statements by IFRS, US-GAAP, any local GAAP or your own template
  • From any figure, drill down to the accounting entry behind it
  • Up to 30 dimensions: location, project, client, product, cost centre
  • Report layouts you can adjust, or build from scratch
  • Dashboards by role: each manager sees only their own figures

Profit by location · last month

P&L
LocationSales (RON)Food costMargin
Downtown412,00029%14.2%
Pipera368,00031%11.8%
Militarito check297,00036%3.1%
Cluj254,00030%12.6%
Total1,331,00031%10.8%

From any figure you reach the accounting entry behind it.

Illustrative example

BudgetingBudgets people own, tracked every month

Each manager fills in the budget for their own area in simple forms, so management owns the plan instead of inheriting a spreadsheet.

Versions, owners and actuals sit in one place, without the errors of a web of Excel files.

  • Two previous periods of history as the starting point
  • Bottom-up budgets with company-wide variables, so every part stays consistent
  • Any structure: countries, divisions, price lists, discounts, channels, products, services
  • Versions and scenarios, each with its owner
  • Budget against actuals in every report, filled in automatically

Cash-flow forecastStay one step ahead of your cash

Receipts, payments and bank balances in one forecast that updates itself from your data.

Add your own assumptions and scenarios whenever reality changes, and always know your cash burn and runway.

  • Daily, weekly, monthly or yearly view
  • Every source of cash in and out, down to the detail
  • Smart rules that process the data automatically
  • Scenarios that show the impact of a decision on cash, instantly

Also in Finance Craft

  • Group consolidation

    Companies on different software, intercompany eliminations, conversion to euro and statutory or IFRS reporting, from the same data.

  • Unlimited users, safe access

    Everyone has their own login and sees only what you allow. No per-person licences.

  • Coming soon

    The financial analyst

    A digital colleague that writes the monthly commentary for you to approve. Until then, ask your figures questions in plain language from Claude or another AI assistant that supports MCP.

How it works

  1. We connect your sources

    Your accounting software, cash registers and bank. Through an automatic connection or the exports you already have.

  2. We match the figures to the way you work

    We link the accounts to your locations, projects and departments. The allocation rules stay written down and apply themselves.

  3. Reports update themselves

    Data comes in automatically, reports recalculate, and you open a report whenever you need it.

Implementation uses templates and automations built from our past projects, so we never start from a blank page.

Works with your software

You don't have to change your accounting software. Finance Craft reads the data from it, automatically or from the standard exports.

  • Craft ERP
  • Saga
  • SmartBill
  • WinMentor
  • Charisma
  • CROS
  • QuickBooks
  • SAP
  • Oracle
  • Xero
  • Any software that exports a trial balance

What changed for our clients

3 weeks

A fast-casual chain with 17 locations

From zero to complete reports for every location. Reporting is 100% automated, saving more than 50 hours every month.

247 cost centres

A national operator with 29 departments

More than 100 reports, all updated automatically from the same figures.

5 companies

A restaurant group

Consolidated automatically, with intercompany eliminations done by the system and daily sales for every restaurant.

Frequently asked questions

Do I have to change my accounting software?

No. Finance Craft works on top of the software you already have: Saga, SmartBill, WinMentor, Charisma or another. If you also want a new system for operations, Craft ERP connects directly.

How often are the figures updated?

With an automatic connection, data comes in every night. With exports, every time a file is uploaded. Reports recalculate on their own.

Who has access to the reports?

As many users as you like. Each one sees only what you allow: a location manager sees their location, the finance director sees everything.

Can we consolidate companies from other countries?

Yes. Consolidation works with several currencies, converts to euro or lei and eliminates transactions between group companies.

Do we need a finance director to use it?

No. Finance Craft is designed for business owners who don't have a CFO. The reports are built by former finance directors, and the figures come explained in plain language.

How long does implementation take?

It depends on the number of companies and data sources. In a free demo we tell you exactly what it involves for your company and in what order we work.

See Finance Craft on your own figures

Book a free demo with our team. We show you the reports on data like yours and tell you what implementation involves.